Insurance For Diabetes A Must In India!!!

India is the country with the highest number of diabetic people in the world. Once a person is diabetic then medicine takes the seat of food. You have daily more dose of medicine than food, so your intake of medicine is more than food.

Diabetes is one of the most critical diseases which not only affects your health but also your savings.

This will have a drastic effect on your entire lifestyle and the burden of medicines will take a toll on your life.

With the cost of medical expenses on rising there is a possibility that everyone may not be able to cope up with the expenses.

Here arises the need of an Insurance plan which will make fewer holes in your pockets.

Before going for any insurance plan you have to go through it and understand the same.

Also, before opting for the insurance you should inform about diabetes you have been detected with so that there is no problem during the claim.

Below are some Insurance plans which will be beneficial for Diabetes

Star Health Diabetes Safe Policy

A person in the age bracket of 26-65 who has been diagnosed with Diabetes Type II can opt for this plan.
Sum Assured : 50,000 to 5,00,000
Renewal: Can be renewed up to the age of 70 years.
Premium Amount: Starts from Rs.800
Coverage :
Eyes: Diabetic Retinopathy
Kidneys: Diabetic Nephropathy
Feet: Diabetic foot ulcer

For more details, you can click on the link https://www.starhealth.in/health-insurance-plans/diabetes-safe-insurance-policy

National Insurance Varistha Mediclaim

This is specially designed for senior citizens.
A person in the age bracket of 60-80 who has been diagnosed with Diabetes can opt for this plan.
Sum Assured: For Hospitalization Rs. 1 lakh and Rs. 2 lakh if critical illness cover if added to the plan
Renewal: Can be renewed up to the age of 90 years.
Premium Amount: Starts from Rs.4100
Coverage :
Diabetes will be covered from the inception on payment of an additional premium of 10% for the first year of the policy.

For more details, you can click on the link http://www.healthinsuranceindia.org/national_senior_citizen_insurance.html

Apollo Munich Energy Health Insurance Plan

A person in the age bracket of 18-65 who have been diagnosed with Diabetes Type II can opt for this plan.
Sum Assured: 2 lakhs to 10lakhs
Renewal: Can be renewed up-to any age, there is no limit.
Premium Amount :
Rs 13,853-Silver Plan
Rs 18,559-Gold Plan
Coverage :
All hospitalization resulting from Diabetes.
For more details, you can click on the link http://www.apollomunichinsurance.com/apollo-munich-diabetes-plan-energy.aspx

There are many more policies and plans. The above-mentioned details are for references and not an assurance from the company with regards to the details mentioned.

Before buying any policy you should read the details carefully for the coverage, benefits, exclusions etc.

Having any of the policy will save your hard earned money and can easily take care of your medical expenses.

Note: Policies mentioned above may change the plans and premiums so please check in detail before buying any plan.

Source: http://www.onlinegyaani.com/insurance-diabetes-must-india/
Credit:Sharad Narayan